I have no idea about temps - this is my first nVidia card since a GTX680! I would assume based on the fan being inaudible that they are fine. It is a 165W card after all, so I have no doubt that even a short double slot cooler is ample.
It's got a bit more punch in rasterised games compared to my 6600XT but the main jump is in raytracing performance. I'm not a fan of RTX, I find it a bit gimmicky, but going from 10fps in Portal 2 RTX to 60fps is quite impressive, albeit with DLSS 3 frame gen which comes with a big dollop of input lag. Same with Quake 2 RTX - 15fps to a solid 60fps.
I'd recommend the card but please, please do not pay over what I paid for it, and even then it's a tough sell. The 4060Ti is really a £300 price point card.