Hey guys, I too have this motherboard. I saw there were many people with different X570 boards that had only 60c temperatures where as I was always at 72+c, so I did some investigating... (yeah, I took the board apart!)
It turns out that the thermal padding that ASUS is using is absolutely awful. What's happening is that the pads have a crazy amount of residue on them, and they compress really easily, maintaining their form once compressed. Over time (a few weeks after manufacturing probably), the thermal pads lost contact with the X570 chip! When I took my pads off, there was just a thick layer of pad residue touching the surface of the chip, as well as the shape of the chip engraved into the pad. The pad itself was not maintaining contact to the center of the X570 chip at all!
So I replaced it with Arctic 1.5mm thermal pad which is not squishy at all, is very low residue, and has a fairly high W/mK rating while being affordable.
... I booted up and after 10 minutes of browsing the web and playing WoW my chipset temperature is 55 celsius!
I proceeded to unplug BOTH of the fans. I don't think the chipset fan was doing anything for the chipset, and it was causing a bunch of dust build up inside the Q error code display thing due to it being set up as an intake that blew air into the display (???)
The VRM fan for whatever reason is set up as a VRM fan (dude, that crazy efficient VRM doesn't even need to touch the heatsink!), even though I think it should have been synced with the chipset fan because both fans are pushing air through the same metal chunky heatsink. I think one or both should have been set up in exhaust. I tried to flip them to exhaust but the fan blades clip the heatsink when upside down. Yikes.
I think my 240mm radiator fans working as an intake will blow enough cool air at the VRM/Chipset heatsink to keep it cool.
Alright, I finished my post, my chipset is at 58c. I think it'll top out at 70c without the fans but I suppose we'll see.
Update: It's been a full day of gaming and the max chipset temp is 63c.
Update 2: Alright so the AIO is definitely cooling the chipset well with the fans removed. Removing the fans allow the cool air from the AIO fans to reach the heatsink without getting blocked as much. Entertainingly, the hotter the CPU gets, the cooler the chipset gets because of the fan speed up. When my AIO fans are at 700 RPM, the chipset sits at around 63 celsius (68 celsius max over these past few days). When they increase to 1200 RPM, the chipset goes down to 58 celsius, and when they increase to 1800 RPM, the chipset goes all the way down to 53 celsius! Regardless, they are all very much under the safe temperature limit.