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After investigating this power issue with the ASRock B550, I'm now leaning towards the Gigabyte X570 I AORUS PRO WIFI instead. Although it's an X570 board, it's cheaper than the ASRock (in my market at least). I had initially discarded the Gigabyte board because of the chipset fan, however it turns out that it can be set to "silent" mode in the bios. This enterprising chap also replaced the stock fan with a quieter one. In an AnandTech review, the Gigabyte x570 board did very well in terms of power consumption and boot times and ranked medium to high in terms of cpu performance. I didn't check the finer points regarding cooler clearance though.